From long-term, low-interest plans for those with great credit ... to our famous No-Credit-Check 90-Day financing ... William's Jewelers has the flexibility to accommodate just about anyone!

Great Credit:   Interest rates and terms vary, but the rates are usually lower than a credit card and the terms are often 4 - 5 years, allowing you maximum cash-flow flexibility.  Requirements are similar to a mortgage: good credit score, local residency, and an acceptable debt/income ratio.  Drop by and fill out an application today, or utilize our online application above -- we generally have same-day approvals! 

Medium Credit:  If you've had some bruises on your credit report, we can still offer in-house financing terms up to two years!  This program will require local residency, a reasonable job history and a down payment.   Terms vary so give us a jingle and we'll work something out that fits your situation!

Bruised Credit:  Economic times have been tough recently, and there are a lot of good people with bruised credit.  We understand!  Our famous No-Credit-Check, 90-Day financing was designed to help.  Here's how it works:  Let's say you found the perfect wedding ring and the total cost was $1,600.  We'd split that total into four, equal monthly payments of $400 and you would write four checks for that amount, which will be deposited one at a time every 30 days, beginning on the day you picked up your wedding ring.   Easy!  To qualify, you will need a Utah checking account and ID, a decent (not necessarily perfect) checking history, and a verifiable job or income source.

Layaway:  An often-forgotten option, layaway plans have some great benefits: not the least of which is no interest charges.  Beyond that, many layaway customers, who made their monthly layaway payments regularly, later qualified for financing with us.  Relationship building is still important, even in the 21st Century!

To Apply for Financing, click Here